When it comes to increasing liquidity and increasing financial flexibility, credit is the best option. All banks offer the framework credit in various forms, such as disposition credit and/or call-off credit. For many banks issuing credit cards, credit card users are now also granted a credit line. In these framework loans, banks occasionally allow cardholders to clear the balance in monthly installments.

A frequently used credit line is the discretionary credit. Banks often even provide the dispo to their customers at a certain height today. As an alternative to the disposition or parallel usable some banks offer the call credit. This loan has the advantage that it is not tied to the management of the current account. In addition, the call-off credit is much cheaper from the credit costs than dispatching.